On balance, OTP services with SMS API integration are a good means of preventing fraud and account takeovers. They add a level of security that makes it harder for unauthorized users to access sensitive data. He can tailor and deploy OTP services to suit their individual requirements, and apply best practices to maintain the security and integrity of the service.
https://smssinch.blogspot.com/2025/02/how-to-prevent-fraud-and-account.html
How to Prevent Fraud and Account Takeovers with SMS API Integration for OTP Services